SBI Probationary Officers' Exam 2013 (Solved)
{General Knowledge}
India?:
a) Michael Clarke
b) Shane Watson
c) Shane Warne
d) Michael Hussey
e) Ricky Ponting
2. Government as part of the recapitalisation plan, infused capital in State Bank of India
recently. Indicate the approximate capital infusion:
a) Rs 500 cr.
b) Rs 1,000 cr.
c) Rs 1,500 cr.
d) Rs 2,000 cr.
e) Rs 3,000 cr.
3. The NRIs while investing in the equity of a company cannot buy more than prescribed
percentage of the paid-up capital of that company. What is the prescribed percentage?
a) 2%
b) 3%
c) 4%
d) 5%
e) 6%
4. Every year March 20 is celebrated as what day?
a) World Sparrow Day
b) International Women's Day
c) World Cuckoo Day
d) International Child Day
e) International Mother's Day
5. One of the famous Indian sportsperson released his/her autobiography - 'Playing to
Win' in November 12. Name the sportsperson:
a) Saina Nehwal
b) Mary Kom
c) Yuvraj Singh
d) Sachin Tendulkar
e) Sushil Kumar
6. Which of the following term is associated with the game of Cricket?
a) Bouncer
b) Love
c) Goal
d) Mid Court
e) Collision
7. Who is the author of the book 'Women of Vision'?
a) Ravinder Singh
b) Preeti Shenoy
c) Amish Tripathi
d) Durjoy Dutta
e) Alam Srinivas
8. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006, is the exponent of
which of the following concepts in the field of banking?
a) Core Banking
b) Micro Credit
c) Retail Banking
d) Real Time Gross Settlement
e) Internet Banking
9. Invisible Export means export of _________________:
a) Services
b) Prohibited goods
c) Restricted goods
d) Goods as per OGL list
e) Other than those given as options
10. The European Union has adopted which of the following as a common currency?
a) Dollar
b) Dinar
c) Yen
d) Euro
e) Peso
11. Banks in India are required to maintain a portion of their demand and time liabilities
with the Reserve Bank of India. This portion is called:
a) Statutory Liquidity Ratio
b) Cash Reserve Ratio
c) Bank Deposit
d) Reverse Repo
e) Government Securities
12. Pre-shipment finance is provided by the banks only to:
a) Credit Card Holders
b) Students aspiring for further studies
c) Brokers in equity market
d) Village Artisans
e) Exporters
13. Banking Ombudsman is appointed by:
a) Government of India
b) State Governments
c) RBI
d) ECGC
e) Exim Bank
14. The holidays for the Banks are declared as per:
a) Reserve Bank Act
b) Banking Regulation Act
c) Negotiable Instrument Act
d) Securities and Exchange Board of India Act
e) Companies Act
15. Interest on Savings deposit nowadays is:
a) Fixed by RBI
b) Fixed by the respective Banks
c) Fixed by the Depositers
d) Fixed as per the contract between Bank and the Consumer Court
e) Not paid by the Bank
16. Interest below which a bank is not expected to lend to customers is known as:
a) Deposit Rate
b) Base Rate
c) Prime Lending Rate
d) Bank Rate
e) Discount Rate
17. The customers by opening and investing in the Tax Saver Deposit Account Scheme in
a Bank would get benefit under:
a) Sales Tax
b) Customs Duty
c) Excise Duty
d) Professional Tax
e) Income Tax
18. In banking business, when the borrowers avail a Term Loan, initially they are given a
repayment holiday and this is referred to as:
a) Subsidy
b) Interest Waiver
c) Re-phasing
d) Interest concession
e) Moratorium
19. One of IT company from India has become the first Indian company to trade on NYSE
Euronext London and Paris markets from February 2013 onwards. Which is this
company?
a) Wipro Infotech Ltd
b) L&T Infotech
c) HCL Technologies Ltd
d) Infosys Technologies Limited
e) Polaris Financial Technology Ltd
20. BSE (Bombay Stock Exchange), the oldest stock exchange in Asia, has joined hands
with one more International index in February 2013. This association has resulted in
change of name of BSE index. What is the change of name effected?
a) Dow Jones BSE Index
b) NASDAQ BSE Index
c) S & P BSE Index
d) Euronext BSE Index
e) Other than those given as options
21. A non-performing asset is:
a) Money at call and short notice
b) An asset that ceases to generate income
c) Cash balance with bank
d) Cash balance with RBI
e) Balance with other banks
22. RBI has released its guidelines for entry of new banks in the private sector in the month of February 2013. One of the norms is at least a prescribed percentage of branches of new bank with a population of up to 9,999 people. What is the percentage of such branches prescribed in the norms?
a) 10%
b) 15%
c) 18%
d) 25%
e) Other than those given as options
23. The Union Budge for 2013-14 proposed by the Finance Minister on February 28, 2013
announced introduction of new variety of bonds by the Government. What is the name of
these bonds?
a) Deep Discount Bonds
b) Zero Coupon Bonds
c) Bullet Bonds
d) Inflation Indexed Bonds
e) Inflation Variable Bonds
24. Government usually classifies its expenditure in term of planned and non-planned
expenditure. Identify, which is the correct definition of Planned expenditure:
a) It represents the expenditure of all the State Governments
b) It represents the total expenditure of the Central Government
c) It is the expenditure which is spent through centrally sponsored programmes and flagship
schemes of Government
d) It represents the expenditure incurred on Defence
e) Other than those given as options
25. Which of the following organisations is made specifically responsible for empowering
Micro, Small and Medium enterprises in India?
a) NABARD
b) RBI
c) SIDBI
d) ECGC
e) SEBI
26. 'C' in CPU denotes:
a) Central
b) Common
c) Convenient
d) Computer
e) Circuitry
27. A joystick is primarily used to/for:
a) Control sound on the screen
b) Computer gaming
c) Enter text
d) Draw pictures
e) Print text
28. Which is not a storage device?
a) A CD
b) A DVD
c) A floppy disk
d) A Printer
e) A Hard disk
29. Which of the following uses a hand-held operating system?
a) A supercomputer
b) A personal computer
c) A laptop
d) A mainframe
e) A PDA
30. To display the contents of a folder in Windowns Explore you should:
a) click on it
b) collapse it
c) name it
d) give it a password
e) rename it
31. The CPU comprises of Control, Memory and _________ Units:
a) Microprocessor
b) Arithmetic/Logic
c) Output
d) ROM
e) Input
32. _____________ is the most important/powerful computer in a typical network:
a) Desktop
b) Network client
c) Network server
d) Network station
e) Network switch
33. A(n) ______________ appearing on a web page opens another document when
clicked:
a) anchor
b) URL
c) hyperlink
d) reference
e) heading
34. Which of the following refers to the rectangular area for displaying information and
running programs?
a) Desktop
b) Dialog box
c) Menu
d) Window
e) Icon
35. ____________ is a Windows utility program that locates and eliminates unnecessary
fragments and rearranges files and unused disk space to optimise operations:
a) Backup
b) Disk Cleanup
c) Disk Defragmenter
d) Restore
e) Disk Restorer
36. Which of the following refers to too much electricity and may cause a voltage surge?
a) Anamoly
b) Shock
c) Spike
d) Virus
e) Splash
37. The software that is used to create text-based documents are referred to as:
a) DBMS
b) suites
c) spreadsheets
d) presentation software
e) word processors
38. _____________ devices convert human-understandable data and program into a
form that the computer can process:
a) Printing
b) Output
c) Solid state
d) Monitor
e) Input
39. Effective Selling Skills depends on ___________:
a) Number of languages known to the DSA
b) Data on marketing staff
c) Information regarding IT market
d) Knowledge of related matters
e) Ability to talk fast
40. A Direct Selling Agent (DSA) is required to be adept in:
a) Surrogate Marketing
b) Training Skills
c) Communication Skills
d) Market Research
e) OTC Marketing
41. Leads can be best sourced from:
a) Foreign customers
b) Yellow pages
c) Dictionary
d) List of vendors
e) Local supply chains
42. A successful marketing person requires one of the following qualities:
a) Empathy
b) Sympathy
c) Insistence
d) Aggressiveness
e) Pride
43. Innovation in marketing is same as:
a) Abbreviation
b) Communication
c) Creativity
d) Aspiration
e) Research work
44. Market segmentation can be resorted to by dividing the target group as per:
a) Income levels of customers
b) Age of the employees
c) Needs of the sales person
d) Marketing skills of the employee
e) Size of the organisation
45. Post-sales activities include:
a) Sales presentation
b) Customer feedback
c) Customer identification
d) Customer apathy
e) Product design
46. The USP of a product denotes:
a) Usefulness of the product
b) Drawbacks of a product
c) Main fucntions
d) Number of allied products available
e) High-selling features of a product
47. The competitive position of a company can be improved by:
a) increase the selling price
b) reducing the margin
c) ignoring competition
d) increasing the cost price
e) understanding and fulfilling customers' needs
48. Value added services means:
a) Low Cost products
b) High Cost products
c) At par services
d) Additional services for the same cost
e) Giving discounts
49. The target market for Debit Cards is:
a) All existing account-holders
b) All agriculturists
c) All DSAS
d) All vendors
e) All outsourced agents
50. A good Brand can be built up by way of:
a) Customer grievances
b) Break-down of IT support
c) Old age
d) Large number of products
e) Consistent offering of good services
Answers:
1) (a)
2) (e)
3) (d)
4) (a)
5) (a)
6) (a)
7) No correct options, Right answer is Denise Du Pont
8) (b)
9) (a)
10) (d)
11) (b)
12) (e)
13) (c)
14) (c)
15) (b)
16) (b)
17) (e)
18) (e)
19) (d)
20) (c)
21) (b)
22) (d)
23) (d)
24) (b)
25) (c)
26) (a)
27) (b)
28) (d)
29) (e)
30) (a)
31) (b)
32) (c)
33) (c)
34) (d)
35) (c)
36) (c)
37) (e)
38) (e)
39) (d)
40) (c)
41) (b)
42) (a)
43. (c)
44. (a)
45. (b)
46. (e)
47. (b)
48. (d)
49. (a)
50. (e)
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